Terms of Use

1. Acceptance of Terms

By accessing or using the website equities4wealth.com (the "Website"), or by engaging with any advisory services provided by Inertia Wealth Advisers Pvt. Ltd. ("Inertia", "we", "us", "our"), you agree to be bound by these Terms of Use ("Terms").

If you do not agree to these Terms, please discontinue use of the Website immediately. We reserve the right to modify these Terms at any time. Continued use of the Website after changes are posted constitutes acceptance of the revised Terms.

2. Nature of Information on This Website

Content published on this Website — including articles, insights, case studies, educational materials, and market commentary — is provided for general informational and educational purposes only.

Nothing on this Website constitutes:

• An offer to buy or sell any security, mutual fund, or financial instrument
• A solicitation, recommendation, or endorsement of any specific investment
• Personalised investment advice for any individual reader
• A guarantee of any investment outcome or return

Personalised investment advice is provided only under a signed Investment Advisory Agreement, following complete risk profiling and KYC as mandated by SEBI.

3. SEBI Registration & Scope of Advisory

Inertia Wealth Advisers Pvt. Ltd. is registered with the Securities and Exchange Board of India (SEBI) as an Investment Adviser under the SEBI (Investment Advisers) Regulations, 2013.

Our SEBI registration authorises us to:

• Provide personalised investment advice on securities
• Conduct risk profiling and suitability assessment
• Prepare and maintain Investment Policy Statements (IPS)

Our registration does not authorise us to:

• Execute trades on your behalf
• Hold client securities or funds in custody
• Distribute mutual fund products for commission
• Provide stockbroking services

4. Investment Risk Disclaimer

5. No Tax, Legal, or Accounting Advice

The scope of services provided by Inertia is limited to investment advisory as permitted under SEBI (Investment Advisers) Regulations, 2013. We do not provide:

• Tax planning or tax optimisation advice
• Legal advice of any kind
• Accounting, estate planning, or succession planning services
• Insurance advisory or actuarial services

While investment decisions may have tax or legal implications, we recommend consulting a qualified Chartered Accountant, tax adviser, or legal professional for such matters. Any tax-related information we share is illustrative only.

6. Intellectual Property

All content on this Website — including text, graphics, logos, illustrations, articles, data presentations, and software — is the intellectual property of Inertia Wealth Advisers Pvt. Ltd. or its licensors and is protected under applicable Indian and international copyright, trademark, and intellectual property laws.

You may:

• View and download content for personal, non-commercial use
• Share links to pages on our Website

You may not:

• Reproduce, republish, or redistribute our content without written permission
• Use our content for commercial purposes
• Remove copyright notices or attributions
• Claim authorship of any content published by Inertia

To request permission for use of our content, contact us at anshul.khare@equities4wealth.com.

7. Third-Party Links & Resources

Our Website may contain links to third-party websites including SEBI, BSE, AMFI, SCORES, SmartODR, and other regulatory or educational platforms. These links are provided for convenience only.

We do not control third-party websites and are not responsible for their content, privacy practices, accuracy, legality, or any other aspect. Linking to a third-party site does not constitute an endorsement by Inertia.

8. Limitation of Liability

To the maximum extent permitted under applicable law:

• All advisory opinions provided are based on information available at the time of advice and are subject to change without notice.
• The client is solely responsible for their investment decisions. Inertia's advice is a recommendation; the decision to act rests entirely with the client.
• We shall not be liable for any losses, damages, or costs (direct, indirect, incidental, or consequential) arising from decisions made based on information on this Website or advice provided under the advisory relationship.
• Our liability in connection with advisory services provided under a signed agreement is limited to the fees paid for those services in the relevant period.

Nothing in these Terms excludes our liability for fraud, willful misconduct, or any liability that cannot be limited by law.

9. Indemnification

You agree to indemnify and hold harmless Inertia Wealth Advisers Pvt. Ltd., its directors, founders, employees, and agents against any claims, losses, damages, or expenses (including reasonable legal fees) arising from:

• Your misuse of this Website
• Your violation of these Terms
• Investment decisions made contrary to our written Investment Policy Statement (IPS) or advice
• Any information you provide to us that is inaccurate or fraudulent

10. Governing Law & Jurisdiction

These Terms of Use shall be governed by and construed in accordance with the laws of India. Any disputes arising from the use of this Website or our services shall be subject to the exclusive jurisdiction of the courts of Pune, Maharashtra, India.

These Terms do not override or supersede any applicable SEBI regulations, guidelines, or circulars, which shall always take precedence to the extent of any conflict.

11. Dispute Resolution

We encourage clients and website users to first attempt to resolve any disputes or grievances by contacting us directly at anshul.khare@equities4wealth.com.

If a dispute cannot be resolved amicably within 30 days, it shall be escalated per the SEBI grievance redressal mechanism:

• SEBI SCORES Portal: scores.sebi.gov.in
• SEBI Online Dispute Resolution (SmartODR): smartodr.in

For further details on the grievance and dispute resolution process, please refer to our Regulatory Hub.

12. Contact Us

For all queries, complaints, or legal notices related to these Terms, contact us at: