Deeply informed. Completely transparent. Built around you.
Three core services. One consistent commitment: your interest above all others. All advisory is SEBI-compliant and subject to written rationale.
Service 01
Ongoing Investment Advisory
Our flagship service — a comprehensive, ongoing investment advisory relationship for individuals building long-term wealth through equities.
Advisory covers listed equities, mutual funds, ETFs, and hybrid instruments. Every recommendation is backed by written research. Reviews happen quarterly — or whenever your life changes.
- Personalised investment policy statement aligned to your goals, risk profile, and cashflows
- Written research note with every stock or fund recommendation — sector context, valuation, risk factors
- Quarterly portfolio review calls with detailed performance attribution
- Unlimited advisory queries via email or WhatsApp between scheduled reviews
- Annual asset allocation review aligned to life stage, goal proximity, and market conditions
- Rebalancing recommendations with written rationale — you retain execution control at all times
- Tax-loss harvesting guidance and SIP/STP optimisation (not tax advice — consult your CA)
What you get
A financial adviser who reads, researches, and rationally explains every single recommendation.
Not a model portfolio. Not automated recommendations. A human being who knows your situation, monitors your holdings, and answers your questions — supported by institutional-grade research.
Suitable for:
Working Professionals
Senior professionals, executives, doctors, lawyers building systematic long-term wealth
Business Owners
Entrepreneurs with surplus capital seeking structured equity exposure
NRI Investors
NRIs investing in Indian equities who need a trusted adviser in India
What to expect
A comprehensive audit of what you hold, why, and whether it makes sense.
The Portfolio Analysis is a one-time engagement that delivers a clear, written report. Ideal for investors who want an independent second opinion before making significant changes — or who simply want to understand their portfolio properly.
Service 02
Portfolio Analysis & Review
A one-time comprehensive review of your existing portfolio, across all your holdings and accounts. Delivered as a written report with actionable recommendations.
Many investors come to us with ad hoc portfolios — a mix of mutual fund investments from different advisors, direct equity positions accumulated over years, insurance-cum-investment products, and no clear strategy. The Portfolio Analysis brings clarity.
- Complete inventory of all investment holdings — mutual funds, equities, ETFs, ULIPs, bonds
- Asset allocation analysis vs. recommended allocation for your risk profile and time horizon
- Overlap and concentration risk analysis across funds and direct equity holdings
- Fund quality assessment — expense ratio, rolling returns, alpha generation, manager track record
- Insurance-investment product review (LIC, ULIPs) — whether to continue, surrender, or restructure
- Written rebalancing roadmap with priority-ordered action steps
- 60-minute debrief call to walk through findings and answer questions
Service 03
Comprehensive Financial Planning
A full financial plan covering every goal: retirement, children's education, homeownership, insurance, and emergency reserves. Delivered as a comprehensive written document.
Most people have goals but no plan. This service constructs one — mapping your current income, assets, liabilities, and projected cashflows against your stated life goals, and prescribing a concrete, prioritised roadmap to reach them.
- Net worth statement and cash flow analysis — understanding where you are today
- Goal quantification with inflation adjustment — retirement, education, housing, lifestyle
- Insurance gap analysis — life, health, critical illness, disability coverage adequacy
- Emergency fund sizing and liquidity management framework
- Retirement corpus projection with multiple scenario sensitivity analysis
- Debt management strategy — EMI rationalisation and payoff sequencing
- Comprehensive written financial plan document — designed as a 5-year roadmap
The outcome
"I finally know where I'm going and exactly what I need to do to get there."
That's what most clients say after receiving their financial plan. Not a vague direction — a concrete, prioritised action plan with numbers attached to every goal.
Complete transparency
Our fees, clearly stated.
There are no hidden charges, trailer commissions, or performance fees. As a SEBI Registered RIA, we are required to disclose all fees in writing before engaging with any client.
| Service | Structure | Fee (Indicative) | Notes |
|---|---|---|---|
| Ongoing Investment Advisory | Annual retainer | ₹50,000 – ₹2,00,000 | Fee depends on portfolio size and complexity. Fixed fee or AUM-based as per SEBI limits. |
| Portfolio Analysis & Review | One-time fixed fee | ₹15,000 – ₹30,000 | Includes all asset classes, written report, and 60-min debrief call. |
| Comprehensive Financial Planning | One-time fixed fee | ₹25,000 – ₹50,000 | Full plan document and two review sessions included. |
| Discovery Call | Complimentary | ₹0 | 30-minute call to understand your needs. No obligation. No sales pitch. |
How we engage
From first conversation to long-term partnership.
No commitment required
Start with a free 30-minute call.
We'll understand your goals, answer your questions, and tell you honestly whether we can help.
Book a Free Discovery CallInvestment in securities market are subject to market risks. Registration granted by SEBI does not guarantee performance or assurance of returns.