01
Investor Charter
SEBI has mandated all Registered Investment Advisers to publish an Investor Charter outlining the rights and obligations of investors. This charter reflects our commitment to serving your best interests.
Your Rights as an Investor
- Receive honest, unbiased investment advice free of commission conflicts
- Get a written Investment Policy Statement (IPS) documenting your goals and risk profile
- Receive all fees and charges in writing before engagement
- Access all disclosures about our business, conflicts, and qualifications
- Terminate our agreement at any time with written notice
- Lodge complaints with SEBI SCORES if unresolved by us
- Participate in Online Dispute Resolution (ODR) via SmartODR
- Receive regular portfolio reports and performance reviews
- Have your personal and financial data treated with strict confidentiality
Your Obligations as an Investor
- Provide accurate and complete information about your financial situation
- Disclose all existing investments, liabilities, and insurance policies
- Inform us promptly of any changes in financial circumstances or goals
- Complete and update your KYC (Know Your Customer) documentation
- Read all offer documents and investment disclosures before investing
- Understand that investments are subject to market risks
- Not share login credentials or sensitive financial information electronically
- Exercise independent judgement; advice does not guarantee returns
- Report grievances through official SEBI channels if unresolved
02
Grievance Redressal Process
We take every complaint seriously. Our internal process aims to resolve all grievances within 30 days. If you remain unsatisfied, SEBI provides official escalation channels.
01
Contact Inertia Directly
Write to us at anshul.khare@equities4wealth.com with a clear description of your complaint. Include your client ID, the nature of grievance, and supporting documents if any.
Send complaint email
Expected resolution: 7–15 business days
02
Escalate to SEBI SCORES
If you do not receive a response within 30 days, or are unsatisfied with our resolution, you may file a complaint on SEBI's Centralized Grievance Redressal System (SCORES). Mention our registration number INA000018090.
File on SEBI SCORES
SEBI resolution target: 30 calendar days
03
Online Dispute Resolution (ODR)
SEBI's SmartODR platform provides online conciliation and arbitration for investor–intermediary disputes at no cost to the investor.
Access SmartODR
04
SEBI Regional Office
You may also contact the SEBI regional office directly. SEBI Bhavan, BKC, Bandra (E), Mumbai — 400 051. Email: sebi@sebi.gov.in
SEBI Official Website
03
Complaints Data
As required by SEBI Circular No. SEBI/HO/IMD/IMD-I/DOF1/P/CIR/2021/537, we publish quarterly complaints data. All figures are updated by the 7th of the subsequent month.
Quarterly complaints data for Inertia Investment Advisory
| Quarter |
Complaints Received |
Complaints Resolved |
Pending (end of period) |
Avg. Resolution Days |
| Q3 FY2024–25 (Oct–Dec 2024) |
0 |
0 |
0 |
— |
| Q2 FY2024–25 (Jul–Sep 2024) |
0 |
0 |
0 |
— |
| Q1 FY2024–25 (Apr–Jun 2024) |
0 |
0 |
0 |
— |
| Q4 FY2023–24 (Jan–Mar 2024) |
0 |
0 |
0 |
— |
| Q3 FY2023–24 (Oct–Dec 2023) |
0 |
0 |
0 |
— |
| Q2 FY2023–24 (Jul–Sep 2023) |
0 |
0 |
0 |
— |
|
Data updated in compliance with SEBI Circular SEBI/HO/IMD/IMD-I/DOF1/P/CIR/2021/537. Complaints may be sent to anshul.khare@equities4wealth.com before escalating to SEBI SCORES.
|
04
Disclosure Document
In accordance with SEBI (Investment Advisers) Regulations 2013, Regulation 14 & 19, we maintain a Disclosure Document that provides detailed information about our business, qualifications, services, fees, and conflicts of interest.
Inertia Disclosure Document (Form ADV)
Qualifications · Business · Services · Fees · Conflicts · Disciplinary History — PDF, updated FY2024–25
Annual Compliance Report FY2023–24
Annual reporting as required under SEBI (IA) Regulations 2013 — PDF
05
Risk Profiling Process
Risk assessment is a prerequisite for any investment advice under SEBI (IA) Regulations. Our process is systematic, documented, and revisited annually or on significant life changes.
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Financial Data Collection
We collect comprehensive information about your income, expenses, existing assets, liabilities, insurance coverage, tax bracket, and financial dependants.
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Standardised Questionnaire
You complete a SEBI-aligned risk profiling questionnaire assessing your risk capacity (ability to absorb losses) and risk tolerance (psychological comfort with volatility).
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Risk Profile Documentation
Based on inputs, we classify your profile as Conservative, Moderate-Conservative, Moderate, Moderate-Aggressive, or Aggressive. The classification is documented in writing and shared with you.
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Investment Policy Statement (IPS)
Your goals, risk profile, investment horizon, and constraints are codified in a written IPS — the governing document for all investment decisions made on your behalf.
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Annual Review & Update
Risk profiles are reviewed annually and immediately upon significant life events (retirement, marriage, inheritance, job change, etc.) to ensure advice remains appropriate.
06
Fee Structure
All fees are charged directly by clients and are not linked to any product commissions or brokerage. No hidden charges, no trail commissions. Fees are documented in the client agreement prior to service commencement. SEBI has capped AUM-based advisory fees at 2.5% per annum.
Fee structure and billing details for advisory services
| Service |
Fee Structure |
Indicative Fee |
Billing Frequency |
| Investment Advisory (AUM-based) |
% of Assets Under Advisory |
Up to 2.5% p.a. |
Quarterly |
| Investment Advisory (Fixed Retainer) |
Fixed annual fee |
₹75,000 – ₹2,50,000 p.a. |
Annual / Quarterly |
| Comprehensive Portfolio Analysis |
One-time project fee |
₹25,000 – ₹75,000 |
On engagement |
| Financial Planning (Holistic) |
Fixed plan fee |
₹40,000 – ₹1,50,000 |
On delivery |
| 30-Minute Discovery Call |
No charge |
Free |
One-time |
|
Per SEBI (IA) Regulations 2013 and SEBI Circular dated September 23, 2020, the maximum fee chargeable by an RIA is 2.5% p.a. of AUM under advisory or ₹75,000 per annum per family for fixed fees (whichever is applicable). Indicative fees shown above are for reference only; actual fees are agreed in writing before engagement.
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07
SEBI Registration Details
Inertia (operating as Equities4Wealth) is a SEBI Registered Investment Adviser. Registration details are publicly verifiable on the SEBI website.
Entity Name
Inertia (Equities4Wealth)
SEBI Registration Number
INA000018090
Type of Registration
Non-Individual (Investment Adviser)
BSE Registration
BSE2007
Date of Registration
2012
NISM Certification
NISM Series-X-A & X-B (Investment Adviser)
Principal Officer
Anshul Khare (IIM Indore, Gold Medalist)
Registered Address
E4, 403 Rohan Mithila, New Airport Road, Viman Nagar, Pune — 411 014
Contact Email
anshul.khare@equities4wealth.com
Contact Phone
+91 98811 27924
You may verify our registration at sebi.gov.in/intermediaries by searching for registration number INA000018090.
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Useful Regulatory Links
Essential resources for informed investing in India.
